Got kids? Then you'll want to make sure you have enough car insurance, so all your financial bases are covered while driving around with little ones in tow.
This is especially important if you're part of a carpool or plan to be a volunteer driver on school field trips. That way, should the unthinkable happen, it won't drain the kids' college fund.
Yes, I know, you're a good driver. But what about the uninsured driver who plows through a stop light, injuring you and your passengers?
Who do you think the parents are going to come after to pay their injured child's hospital bills? You, the driver, of course. Make sure you have full coverage auto insurance in place to cover yourself and your passengers to prevent financial hardship after an accident.
Bodily injury liability insurance is the most common type of car insurance. It covers repair or replacement of other people's cars and property when you are at fault.
The minimum insurance coverage limits, however, are often too low to protect the assets of most drivers.
There are several other types of insurance coverage to consider that provides additional protection from the costs of injuries and property damage to you and your passengers. These include:
Be sure to compare auto insurance before making your final selection about coverage. Here are a few tips to aid in making your decision:
Auto insurance is an easy way to protect yourself financially in the event of a catastrophic accident. Be smart, shop around, and find a price that works for you and your family. You'll be glad you did.